It’s essential to make sure that you’re protected against the risks that come with owning a valuable vehicle, no matter whether your caravan is brand new or had multiple owners.
This is especially true if you’re a first-time caravan owner, because you’re sure to be extra keen to protect your pride and joy.
But with a wealth of caravan insurance providers out there, how do you begin to choose one?
To help, here are some crucial questions to ask when deciding which insurer to choose.
Why do I need caravan insurance?
It’s not compulsory to have caravan insurance in the UK – but theft, floods, high winds and more are all disasters that could happen.
It’s best to get insured with a policy that covers you for these eventualities.
What should I look for in an insurance policy?
It’s very tempting just to go for the cheapest policy available, but you could be left high and dry in the event of a claim if it doesn’t cover everything you need.
What’s more, your car insurance won’t cover the cost of repairing or replacing your caravan and its contents. Shield Total Insurance can help find the best policy to match your needs.
Which level of cover should I choose?
Confused by the numerous types of cover available? The experts at Shield Total Insurance can help you select the perfect one for you.
What level of policy excess should I choose?
Compulsory excess and voluntary excess are both things that need to be considered – Shield Total Insurance can talk you through the options to help you get the right policy for you.
What else can I get insured?
Shield Total Insurance offers cover on Legal Expenses for just £14 per year; this helps protect your legal rights and more.
Key Protection Cover, meanwhile, costs just £12 per year – it’s great peace of mind in case any of your keys should be lost, stolen or broken, either in the UK or in mainland Europe.
Which insurance provider should I choose?
Choosing a specialist caravan-insurance provider can provide not only peace of mind, but also expert guidance on the right policy for your needs.
Just take a look at online reviews on independent sites such as Feefo (www.feefo.com) to realise how many caravanners Shield Total Insurance has served over the past 25 years.
What’s more, Shield Total Insurance’s touring caravan insurance has consistently received a defaqto five-star rating for the past nine years.
Getting a quote is quick and easy with Shield Total Insurance, and you can safely pay for your policy online, too. It all helps make the process that bit more simple.
To find out more about Shield Total Insurance, visit the website or call 0800 285 1308.
Shield Total Insurance is a trading name of Vantage Insurance Services Limited (VISL). VISL is a subsidiary of Vantage Holdings Ltd and is authorised and regulated by the Financial Conduct Authority. VISL is registered in England No. 3441136. Registered office: Level 15, 30 St Mary Axe, London EC3A 8EP. Some policies may be administered by Fresh Insurance Services Group Limited (Fresh). Fresh is authorised and regulated by the Financial Conduct Authority No 306202.